Privacy/Legal
Privacy Policy
1st Place Insurance is committed to protecting consumer privacy online. You can visit most pages on our site without giving us any information about yourself. But sometimes we do need information to provide services that you request, and this privacy statement explains data collection and use in those situations.
Our site may contain links to other web sites. We have no control over the privacy practices or the content of any of our business partners, advertisers, sponsors or other sites to which we provide links from our sites. You should check the applicable privacy policy of the web site sponsor when linking to other web sites.
If you submit personal information with respect to any insurance products featured herein, this information may be used in one or more of the following ways. "Application Information" is information we receive from you on applications or other forms, by phone, and online. It may include your name, address, and telephone number, e-mail addresses, driver's license number, social security number, date of birth, length of employment, gender, marital status, prior insurance information, home ownership, length of residency, vehicle descriptions, miles driven and vehicle use, other drivers, and driving history. "Transaction Information" is information about your transactions with others or us. It includes your insurance coverage selections and premiums, payment and claims history, and information necessary for billing and payment. We will share information as necessary to transact your insurance needs and business with various insurance carriers or others. We only disclose your personal information as necessary to effect, administer, or enforce your transaction with us, or in conjunction with servicing your insurance needs through insurance carriers, reinsurance carries, Insurance underwriting companies, or claims representatives.
Information We Collect
We may request that you voluntarily supply us with personal information, including your e-mail address, postal address, home or work telephone number for purposes such as correspondence. If you choose to give us personal information via the Internet that we or our business partners may need -- to correspond with you for example -- it is our intent to let you know how we will use such information.
Like many other sites, our sites may utilize a standard technology called a "cookie" to collect information about how our site is used. Cookies were designed to help a web site recognize a user's browser as a previous visitor and thus save and remember any preferences that may have been set while the user was browsing the site. A cookie cannot retrieve any other data from your hard drive, pass on a computer virus, or capture your e-mail address. Our web sites may use cookies to enhance your visit. Cookies can securely store a user's password, personalize home pages, identify which parts of a site have been visited or keep track of selections. Our cookies may collect your domain name and track your selections through our web pages. We only use "cookies" to gather the information indicated in this policy and do not use cookies to gather personal identifying information about you without your consent.
User Information Usage
We may perform statistical analyses of user behavior. This allows us to measure consumer interest in the various areas of our web sites for product development purposes. Any information we collect is used solely for internal purposes, to improve the content of the web site, to enhance users' experiences when visiting our site, to customize the content and/or layout of our pages, and to provide the services required by an individual user. We do not use personal identifying information for any reason that is not disclosed either in this Statement or at the time the information is requested. There may be instances where you will have the opportunity to subscribe to an e-mail list that will send information about the site or our advertisers to your e-mail address, but this will be done only with your permission and consent.
Third Parties Disclosures
We do not share personal identifying information with any third party without your permission. We disclose only in aggregate form our statistical analyses or demographics of users to third parties, such as advertisers or other business partners. In some instances, we may operate shared web sites with businesses affiliated with us. Our privacy policy will apply to these web sites, our affiliates have agreed to adhere to our privacy policy and they have agreed not to share personal information with any third party without your permission.
User Information Accuracy
Questions regarding our privacy policy, the accuracy of your personal information or the use of the information collected should be directed via e-mail to info@1stPlaceIns.com or you can reach us by telephone at 949-551-5020. You can also write us at:
1st Place Insurnce
15415 Jeffrey Road #203
Irvine, CA 92618
Although 1st Place Insurance will in most circumstances be able to receive your e-mail or other information provided through this Website , 1st Place Insurance does not guarantee that it will receive all such e-mail or other information timely and accurately and will not be legally obligated to read, act on, or respond to any such e-mail or other
information. Be aware that Internet e-mail typically is not secure. 1st Place Insurance is not currently prepared to receive encrypted e-mail so you should be cautious about the e-mail and other information you send us through the Internet.
Changes to Our Privacy Policy
Our privacy policy is effective as of January 1, 2008. We reserve the right to change our Privacy Policy at any time and will post any changes to this policy as soon as they are posted. We encourage you to review the Web site and the Privacy Policy in particular periodically for any updates or changes. Your continued access or use of this Web site shall be deemed your acceptance of all terms and conditions contained in this Privacy Policy.
Legal Notice
The information contained in our website is provided solely for general information purposes and is not a complete description of all terms, conditions and exclusions applicable to any of the products or services described. 1st Place Insurance is not rendering legal, accounting or other professional advice on specific matters. We assume no liability whatsoever in connection with the use of such content. We recommend that you consult your legal counsel or other professional advisor with respect to your individual situation.
The website may contain links to other Internet sites. 1st Place Insurance provides such links for your convenience only, and is not responsible for the content of any website linked to or from the Site. Links from the Site to any other website do not indicate that 1st Place Insurance approves of, endorses, sponsors, or recommends that website. 1st place Insurance disclaims all warranties, express or implied, as to the accuracy, legality, reliability, or validity of any content on any other websites. Also 1st Place Insurance is not liable for damages, including without limitation direct or indirect, special, incidental or consequential damages, losses or expenses arising in connection with using this site or using hypertext links it contains. 1st Place Insurance is not responsible for computer virus contamination of your system. It is your responsibility to scan any downloadable materials received from the Internet.
Internet transmissions are never completely private or secure. You understand that any message or information you send to this website may be read or intercepted by others, unless there is a special notice that a particular message is encrypted. Sending an e-mail message to 1st Place Insurance does not create any reciprocal obligation or responsibility of the Company to you. We will not be responsible for any damages you may suffer as a result of transmitting confidential information to the Site through the Internet, or implicitly or explicitly authorizing the Site to send confidential information to you in this manner.
The information contained in this site is subject to change without notice. There is no commitment to update the information provided. All information and content is provided FOR INFORMATION ONLY without representation as to accuracy and without warranty of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose or non-infringement of third parties.
Access to this site is provided on an "as is" basis. You should not assume that your use of the Site will be error free or that the Site will operate without interruption. The Site is only for your personal use. You may not distribute, exchange, modify, sell, or transmit anything you copy from this website, including but not limited to any text, images, audio, and video, for any business, commercial, or public purpose. As long as you comply with these Terms and Conditions of Use, the Company grants you a non-exclusive, non-transferable, limited right to enter, display, and use the Site. You agree not to interrupt or attempt to interrupt the operation of the website in any way.
We may add to, change, or remove any part of these Terms and Conditions of Use at any time, without notice. Any changes to these Terms and Conditions of Use or any terms posted on the Site apply as soon as they are posted. By continuing to use the Site after any changes are posted, you are indicating your acceptance of and agreement to those changes. Furthermore, the Company may add, change, discontinue, remove, or suspend any other Content posted on the Site, including features and specifications of products and services described or depicted on the Site, temporarily or permanently, at any time, without notice and without liability.
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